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1. Introduction Welcome to These Terms and Conditions govern your use of our website and services. By accessing our website, purchasing our digital products, or booking consultation services, you agree to these Terms and Conditions.

2. Use of the Website You agree to use the website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of this site by any third party.

3. Intellectual Property Rights All content on this website, including text, graphics, logos, images, and digital downloads, is the property of Promise Land Realty LLC, Sarter Capital LLC, or their content suppliers and is protected by international copyright and intellectual property laws.

4. Terms of Sale for Digital Products a. By placing an order for digital products, you agree to the purchase terms and prices specified on our website. b. Upon purchase, you will receive access to the digital product as described on our website.

5. Booking and Cancellation Policy for Consultation Services a. Consultations must be booked in advance through our website. b. Cancellations or rescheduling requests must be made [X hours/days] prior to the appointment time.

6. Disclaimers a. The information and services on this website are provided "as is" without any warranties. b. We do not guarantee the accuracy, completeness, or usefulness of this information.

7. Limitation of Liability Promise Land Realty LLC and Sarter Capital LLC will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from the use of this website.

8. Governing Law These Terms and Conditions are governed by and construed in accordance with the laws of the jurisdiction in which Promise Land Realty LLC and Sarter Capital LLC operate.

9. Modification of Terms We reserve the right to make changes to these Terms and Conditions at any time. Your continued use of the website following any changes signifies your acceptance of these changes.

10. Refund Policy a. General Refund Policy:

We offer a 30-day refund policy on our digital products. If you are not satisfied with your purchase, you may request a refund within 30 days of the purchase date.

b. Eligibility for Refunds: To be eligible for a refund, the digital product must be unused and in the same condition that you received it. Proof of purchase will be required for processing the refund.

c. Refund Process: To initiate a refund, please contact our customer service team with your order details. Refunds will be processed back to the original method of payment within a certain number of days.

d. Exceptions: Certain types of digital products may be exempt from the 30-day refund policy. These exceptions, if any, will be clearly stated on the product description page.

e. Consultation Services: Refunds for consultation services are only available if the cancellation is made 12 hours prior to the scheduled appointment time. If you miss your appointment without prior notice, you will not be eligible for a refund.

f. Invalid Reasons for Refund: Requests for refunds based solely on customer error (e.g., purchasing the wrong product) or change of mind after the product has been used may not be honored. g. Dispute Resolution: If there is a dispute regarding the refund policy, we encourage customers to contact us directly to find a resolution.


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